New Home Warranties in Canada

NewHomeListingService wants to help you understand the types of warranties you have available for your new home. There are numerous new home warranty providers depending on the build, location, and province you reside in. Understanding the options that you have as a new homebuyer is extremely important for your assurance and the safety of others around you. Your new home is a vital part of your community, and the right protection can make all the difference. Photo: Financeprotection.

 

What do I need to know? 

One of the big advantages of buying a brand new home is your warranty. Purchasing a home is a significant investment, and you want to be certain that it is well protected.

Before you sign a contract to buy a home, make sure that you understand what’s involved in the builder’s warranty. Here are some factors to consider.

Is a new home warranty mandatory? In British Columbia, Alberta, Ontario and Quebec, builders are required by law to provide home buyers with a third-party warranty. In the rest of Canada, the decision is left to the individual builder—they may offer their own company warranty, or they may choose to belong to a warranty provider. For home buyers, the decision is easy—you want a home with a third-party warranty. It’s the only way you can adequately protect your investment if something goes wrong. A third-party warranty provider will step in and look after the problem in the event the builder is not willing or able to do so.

What's covered? As a minimum, a new home warranty should include deposit insurance and protection against defects in work and materials as well as major structural defects. Additional coverage may include defects in your home's mechanical systems or building envelope. Some warranties include living expenses to offset the cost of temporary accommodations, moving and storage if you cannot occupy your home due to builder failure or warranty repairs. You may also be able to upgrade a "basic package" and get extended coverage.

How will I know that my home is OK when I move in? As your home nears completion, your builder will schedule a walk-through, also known as a pre-delivery inspection. Together, you and your builder will verify that the home is built according to plan, with the features and inclusions specified in your agreement. Together, you will take note of any imperfections and defects that require attention, down to the smallest detail—a sticking drawer, a scratch on the wall, and so on. Your builder will explain how and when these things will be dealt with—most items are usually corrected before you even move in. You will also be shown how to operate the systems in your home, such as heating and ventilation, and how to take care of the many components in your home to ensure long-lasting performance.

Following the walk-through, you will be asked to sign a certificate of completion and possession. This certificate triggers the warranty coverage on your home.

What if I run into a problem with my new home? If you have questions about your home, encounter any problems or need service, follow the process set out by your builder.

In the event that your builder is not responsive to your needs, the third-party warranty provider will ensure appropriate action, including mediation between you and your builder. If the builder is not performing the needed warranty work, the warranty provider may arrange to have it done on your behalf, or they may ask you to look after it and will reimburse you afterwards. Ask your warranty provider about their approach to warranty work.

Expectations and responsibilities. What are the builder's obligations and performance standards? What are the company's after-sales service standards and process? What are you responsible for once you move in? What do you need to know in order to avoid problems in your new home?

Good communication is key to avoiding conflict between you and your builder. Don't hesitate to ask your builder for answers to these and other questions. Warranty providers also offer detailed consumer information, including home maintenance, online, or you can request written publications. Many also have excellent advice on home buying, such as what to look for in a builder and the steps involved in homeownership.

New home warranty—another great feature of your brand new home.

Information provided by CHBA 

 

New Home Warranty Providers

 

BC

AB     

SK

MB

ON 

QC

NL

Blanket Home Warranty Ltd.
National Home Warranty Group Inc.
Progressive Home Warranty Solutions Inc. 
Travellers Canada
WBI Home Waranty Ltd. 
Alberta New Home Warranty Program
Blanket Home Warranty Ltd.
National Home Warranty Group Inc.
Progressive Home Warranty Solutions Inc. 
WBI Home Waranty Ltd. 
Blanket Home Warranty Ltd.
New Home Warranty Program of Sask Inc.
National Home Warranty Group Inc.
Progressive Home Warranty Solutions Inc. 
WBI Home Waranty Ltd.

 

New Home Warranty Program of Manitoba Inc. 
Blanket Home Warranty Ltd.
National Home Warranty Group Inc.
Progressive Home Warranty Solutions Inc. 
WBI Home Waranty Ltd.
Blanket Home Warranty Ltd.
National Home Warranty Group Inc.
Progressive Home Warranty Solutions Inc. 

Tarion Warranty Corporation. 

WBI Home Waranty Ltd.
Blanket Home Warranty Ltd.
Garantie de construction résidentielle (GCR)
National Home Warranty Group Inc.
Progressive Home Warranty Solutions Inc. 
WBI Home Waranty Ltd.
Atlantic Home Warranty 
Blanket Home Warranty Ltd.
National Home Warranty Group Inc.
Progressive Home Warranty Solutions Inc. 
WBI Home Waranty Ltd.

 

 

 

 

 

 

 

 

 

 

 

 

 

NB

NS

PE

YT

NT

NU

Atlantic Home Warranty
Blanket Home Warranty Ltd.
National Home Warranty Group Inc.
Progressive Home Warranty Solutions Inc. 
WBI Home Waranty Ltd.
Atlantic Home Warranty
Blanket Home Warranty Ltd.
National Home Warranty Group Inc.
Progressive Home Warranty Solutions Inc. 
WBI Home Waranty Ltd.

 

Blanket Home Warranty Ltd.
Lux Warranty
National Home Warranty Group Inc.
Progressive Home Warranty Solutions Inc. 
WBI Home Waranty Ltd.

 

Blanket Home Warranty Ltd.
National Home Warranty Group Inc.
Progressive Home Warranty Solutions Inc. 
WBI Home Waranty Ltd.

 

Blanket Home Warranty Ltd.
National Home Warranty Group Inc.
Progressive Home Warranty Solutions Inc. 
WBI Home Waranty Ltd.
Blanket Home Warranty Ltd.
National Home Warranty Group Inc.
Progressive Home Warranty Solutions Inc. 
WBI Home Waranty Ltd.

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Alberta New Home Warranties


Photo: Wikimedia

 

The Alberta New Home Warranty Program

This program is Alberta’s most experienced and trusted warranty provider. They incorporate performance, professionalism, responsibility, and accountability to the extents of each successful relationship they build with homebuilders and their customers. Since 1974, this program has introduced the importance of home protection to Albertans. With warranty for more than 500,000 homes, there is greater peace of mind for many happy residents. Alberta New Home Warranty is the largest in Alberta, serving approximately 700 builder members.

Alberta’s New Home Mandatory 1-2-5-10 Specifications

1 Year: Labour & Materials

Coverage for defects in materials and labour (e.g. baseboards, flooring, fixtures)

 

2 Years: Distribution Systems

Coverage for defects in materials and labour related to delivery and distribution systems (e.g. heating, electrical and plumbing systems)                                                             

 

5 Years: Building Envelope

Coverage for defects in the building envelope, which is considered in the Act as the system of components that separate the controlled interior air from the exterior (e.g. roof and exterior walls)

10 Years: Structural

Coverage for the key structural components of your home (e.g. frame and foundation)                       

 

 

 

 

 

 

 

 

 

 

 

 

 

 

British Columbia New Home Warranties


Photo: Exploringenderby